I’m so exhausted from the emotional processing I’ve done with husband about moving to Montana from Colorado. I finally understand why HGTV is so popular as trying to buy a home is an extremely intense experience. It brings up all of your core fears and needs and damn if that doesn’t make for good drama. But today we put an offer on a farmhouse in the Hyalite area of Bozeman Montana.
We’ve already lost two houses after we’ve put in offers (including one that was accepted). We don’t trust that anything will weird. fully expect that the offer won’t be accepted and that we will get outbid. And even if we do win we’ve likely bought at the top of the market. I have all the worst case scenarios mapped in my head.
We expect the house to be under water for a few years as it’s possible we are buying at the top of the market, but that ultimately this is an investment in a forever home that we will be in for a decade, or God willing, many decades. If the recession of the next few years dings us we will make the most of it.
It’s been a journey as my husband and I have very different risk profiles. It’s actually the primary reason we are married. He sees to the downside protection and I look to the long term upside. I am a long term investor and someone who enjoys cultivating. I like to nurture people, plants, animals and the land over time. My husband is much more of a clear roadmap type. He likes to know exactly what he is getting and what inputs yield what outputs. I’m a bit of the chaos magic and he is a bit of the ritual right hand path type.
We also just have very different taste. I don’t mind a bit of a mess and a bit of a diamond in the rough. My husband loves luxury finishes and beautiful decor. Aligning my needs for a piece of property that leans towards resilience with his desire for a beautiful home meant we found it to be a bit more expensive than if we just optimized for my needs. Yes for once the wife is the cheaper lower maintenance one.
But after 18 months of researching and searching and trying to figure out the balance of all our needs I’m just so damn tired. We are a bit battle scarred from the years of researching where we want to put down roots. We did a full country search mapped against weather, geography, water, fire, earthquakes, political instability, proximity to cultural we value and about a dozen other factors.
We quickly said no to the South as I dislike heat and neither of us are willing to live in a Bible Belt state. New England was considered and ultimately discarded as my husband doesn’t like forests. California never made it on the last. Oregon got axed for instability and fires. Wyoming is too much badlands. Idaho got nixed because of the Nazis. Washington was too raining and wet. Michigan didn’t make it because the good land is so remote and Ann Arbor is a political capital. When I say we considered everything I mean it. Montana came out on top again and again.
If you are inclined to prayer I could use them. I am hoping our offer is accepted and we can begin this next chapter in our life. I’ve got no idea if this will work out or not but the only way to find out is to do it.