Categories
Emotional Work

Day 495 and Drained

I’m so exhausted from the emotional processing I’ve done with husband about moving to Montana from Colorado. I finally understand why HGTV is so popular as trying to buy a home is an extremely intense experience. It brings up all of your core fears and needs and damn if that doesn’t make for good drama. But today we put an offer on a farmhouse in the Hyalite area of Bozeman Montana.

We’ve already lost two houses after we’ve put in offers (including one that was accepted). We don’t trust that anything will weird. fully expect that the offer won’t be accepted and that we will get outbid. And even if we do win we’ve likely bought at the top of the market. I have all the worst case scenarios mapped in my head.

We expect the house to be under water for a few years as it’s possible we are buying at the top of the market, but that ultimately this is an investment in a forever home that we will be in for a decade, or God willing, many decades. If the recession of the next few years dings us we will make the most of it.

It’s been a journey as my husband and I have very different risk profiles. It’s actually the primary reason we are married. He sees to the downside protection and I look to the long term upside. I am a long term investor and someone who enjoys cultivating. I like to nurture people, plants, animals and the land over time. My husband is much more of a clear roadmap type. He likes to know exactly what he is getting and what inputs yield what outputs. I’m a bit of the chaos magic and he is a bit of the ritual right hand path type.

We also just have very different taste. I don’t mind a bit of a mess and a bit of a diamond in the rough. My husband loves luxury finishes and beautiful decor. Aligning my needs for a piece of property that leans towards resilience with his desire for a beautiful home meant we found it to be a bit more expensive than if we just optimized for my needs. Yes for once the wife is the cheaper lower maintenance one.

But after 18 months of researching and searching and trying to figure out the balance of all our needs I’m just so damn tired. We are a bit battle scarred from the years of researching where we want to put down roots. We did a full country search mapped against weather, geography, water, fire, earthquakes, political instability, proximity to cultural we value and about a dozen other factors.

We quickly said no to the South as I dislike heat and neither of us are willing to live in a Bible Belt state. New England was considered and ultimately discarded as my husband doesn’t like forests. California never made it on the last. Oregon got axed for instability and fires. Wyoming is too much badlands. Idaho got nixed because of the Nazis. Washington was too raining and wet. Michigan didn’t make it because the good land is so remote and Ann Arbor is a political capital. When I say we considered everything I mean it. Montana came out on top again and again.

If you are inclined to prayer I could use them. I am hoping our offer is accepted and we can begin this next chapter in our life. I’ve got no idea if this will work out or not but the only way to find out is to do it.

Categories
Emotional Work

Day 493 and Processing

I don’t particularly feel like writing today. I’ve been processing a lot of emotions being up on Montana. Where do I want to live? Who do I want with me? What am I willing to spend? How do all of my preferences and goals intersect with my husband’s goals and preferences? How do we integrate those? How do we make Montana home?

It’s funny because you’d think we’d have this all worked out by now as we’ve been looking at buying a homestead for a while. We’ve already lost two houses in Colorado in our search to buy. But somehow all that work has to be done again but this time in Montana! As you’d expect, context and circumstances can change a lot even if all the basic facts remain the same.

I often feel like Alex and I cosplay being a normal married couple. We look like totally average white yuppies. But if you get down to how we actually feel about so much of the basics in life we are so far from normal it’s comical. And that affects how we approach something like buying a home.

I’m somewhat sanguine about making a decision right away. We found a house that has most of what I want but it’s more than we wanted to spend. But even when we look at more economical houses the realization that any kind of commitment in Montana feels different. Processing how we feel about a new town and a new state is just going to take the time that it takes.

Categories
Politics Travel

Day 491 and Uncanny Valley

If you’ve been following along this week you might have noticed I’m in Bozeman Montana with some friends. I’m hoping to find a homestead. My father loves to call Montana the last best place. He moved up to Whitefish a few years ago for retirement from Boulder Colorado. Our boomers know the score. He knows the last best places are dwindling as the frontier turns into subdivisions.

Growing up in Colorado was about as close to paradise as it gets. We had clean air, plenty of open space and a laid back uncrowded atmosphere. My brother was born there but my parents made a brief detour to Silicon Valley where I was born in the eighties. But Chief Niwot’s curse must have called to my family as we moved back to Colorado when I was still young. My dad thought Boulder was a better place to live than San Francisco or Palo Alto. No one who has been to Boulder escapes the curse.

People seeing the beauty of this valley will want to stay, and their staying will be the undoing of the beauty.”

What is Chief Niwot’s curse?

I call myself a Boulder native even if it’s not technically true. If you count the sojourn in the Bay Area, I’m one of those Californians that ruined Colorado even if my family had arrived long before I did. But we certainly didn’t arrive before the Arapaho. Perhaps I wasn’t in the wave of Californians that turned Colorado, and Boulder Valley in particular, into a boom town in the aughts and teens, but I’m still part of the undoing of the beauty of this valley. Anyone who is descended from immigrants has contributed to the curse.

The reason I chuckle at my father calling Montana the last best place is because the state is following the path that Colorado took. Bozeman feels exactly like Boulder did during my childhood. It’s no surprise to me Colorado folks are moving here to recapture what we’ve lost. If you came of age in the mountain west before urban sprawl and yuppie gentrification you yearn for a return. Boulder Valley has been undone by those that loved it’s beauty. And so we seek new frontiers.

In twenty or thirty years will the Gallatin valley and Bozeman face a similar fate? Almost assuredly. If anything, it makes me confident in putting down roots here. Maybe then my kids can call themselves Bozeman natives the way I do with Boulder. Maybe they can complain about the high housing prices and the arrival of tech workers and tell tales about how their family got here in the roaring twenties before all the Coloradans ruined the place.

Categories
Preparedness

Day 381 and Homestead Shopping

I just got back from a whirlwind week driving across Montana. I’ve been researching homestead properties for the last year or two but I hadn’t done much scouting outside of Colorado. The Marshall Fire that burned down two entire towns in Boulder County about 5 miles from my house had shook me. My husband and I decided it was time to begin more seriously looking for a safer place to live as climate change continues. So we got in the car and headed north.

Ironically this week we are also closing on a mountain house in Colorado. And yes I realize it’s a bit contradictory to panic about an urban wildfire and then buy a home in the mountains. It was a bit unexpected but we made an offer on a home in a town I happen to love about twenty minutes and an additional 3,000 feet up from Boulder. So basically prime fire country. And strangely I’m ok with the risk as it won’t be our only residence (at least not long term). I decided the desire to live in the mountains was worth pursuing now while we still had the chance. Who knows if in ten years Colorado Rockies will be considered insurable. It’s now or never.

Our current thinking is to use the mountain as our winter home and rent it out during the spring and summer high season. While it’s rented out we will decamp to work on a homestead property in Montana. We know it will take time to fully develop the kind of resilient off grid home we want. It’s a long term project that we suspect will take a decade or more. Frankly we need to make a commitment to buying something while rates are low, we have the free cash, and before inflation gets worse. So we’ve gone from never owning a home to deciding we will own two! It’s great feeling decisive.

Our focus in Montana was finding what areas we liked and where we could see ourselves investing in significant acreage. We want a homestead that has the capacity to get through disasters both natural and man made. That means buying land we can cultivate for both farming and ranching. Well the gentleman farmer style.

Quite frankly I can’t manage the heat in Colorado in the summers anymore so going north was a priority for climate change. Montana is increasingly being viewed as the new Colorado for folks who grew up in a rural Colorado and miss it. But we still want the amenities of a well developed town within half an hour or so. We want Boulder but the kind from 20 years ago that had less climate risk and fewer people. Naturally we checked out both Bozeman and Missoula. I don’t know where we will land but we had a good time exploring. We figured if we could tolerate Montana in January then the nicer months will be a breeze. I’m sure I’ll be writing more about the homestead and preparedness journey. And in the meantime if you want to rent a really nice mountain house in the summer drop me an email.